Joe Quiroga is a 1997 graduate of Edinburg North High School. He attended the University of Texas Pan American (now UT-RGV) and graduated in 2000 with a B.S. in Finance. He has over 15 years of banking experience.
Mr. Quiroga has been a Director of the Bank since 2008 and was appointed President in 2009. As of December 2016, he also assumed the role of Senior Lender. Mr. Quiroga is a voting member of all board committees, except the Compensation Committee.