When visiting and using any of our Mobile App, the applications may require the access to information stored on your mobile device required to be able to provide you these online products and services in a safe and secured manner. By subscribing, accessing, and using any of our Mobile Apps, products, and services on our website or directly through our Mobile Apps, you agree to the terms and conditions of this privacy policy.

It is important for you to understand that:

• Before granting access to this information, you will be prompted to give the application that permission (consent).
• If you do not wish to grant that permission, you may decline.
• If you later change your mind, those permissions can be updated in your device's settings.
• Your mobile device setting may also be set to share the information only when the app has been activated and in use.

Information Collected directly from you:

• Your personal identifying Information - required to identify you as a bank customer and approve your access to our Mobile Apps.
• User Authentication information -required to identify and grant your access as an authorized user when signing on to our Mobile Apps.
• Account Information - required to view your account activity, or process transactions you initiate when using our Mobile Apps.

Information Collected / Accessed from your mobile devices:

• Contacts - is access when using “People Pay” (Person-to-Person Payment Services) available via our Mobile Apps, which is used to create a payee when you elect to use the app.
• Geo-Location Information - is access to provide location-based services by identify your location within our service areas to provide you the location of our branches and ATMS’s near to you.
• Camera - Access is required and used for Biometric Face or Fingerprint Recognition, as part of an authentication process to identify you as an authorized user, to capture images of ID’s when submitting a loan application, or images of checks when using our remote deposit option and/or to share images of other information we may request from you.
• Your mobile device ID Information (IP Address) - used to authenticate and grant access of users to our Mobile Apps (This includes browser type. Location of device, devise ID/IP Address, operating system, and mobile network information).
• Cookie & Web Beacons – We may use cookie, web beacons, tracking pixels and tracking technologies on some of our Mobile Apps to help customize the application, and improve your experience and the performance of our Site by, among other things, allowing us to monitor Site performance, making the Site easier to use, and measuring its effectiveness. The cookies and web beacons we use collect non-personally identifiable information about users of the Site.

We are committed to transparency about how we use your personal information, and we ask for your consent when required, otherwise by using our Site and Mobile Apps, you consent to the collection, use and sharing of your personal information subject to applicable laws and regulations.

Personal information collected from and about you as described in the Notice may be used for many purposes such as:

• Delivering our Mobile Apps products and services in a safe and secured manner.
• To approve and grant your access to our Mobile Apps.
• Personalizing your digital and mobile banking experience by providing relevant alerts, products, and services, like finding nearby ATMs, and branch locations.
• Detecting and Preventing Fraud
• Complying with and enforcing applicable legal requirements, industry standards, contractual obligations, and in accordance with our security policies.
• Providing you network notifications and security alerts.
• Providing a secure and effective means of communicating and sharing information with you.

How may we share your personal Information?
We may share your information we collect from and about you online consistent with this Notice subject to other legal and regulatory restrictions such as:

• With third-party providers to process your personal information for business purposes on our behalf. These third-party providers are contractually obligated to comply with our policies to protect information we share with them, and/or they collect on our behalf.
• To comply and respond to governmental inquires, court orders and subpoenas.
• To protect the rights, privacy, safety, and property of Texas National Bank.
• To permit us to purse available remedies or losses sustained resulting form the inappropriate use of our sites and customers information.

For a complete list of how we collect and share your personal information you can also access the bank’s Privacy Policy found at [Texas National Bank Privacy Policy]. 

This information is general used to enhance the users experience while visiting a Site and improve its performance of the Site by, among other things, allowing the website owners to monitor the Site performance, making the Site easier to use, measuring the effectiveness of promotional placements, and tailoring the Site (including the ads and offers a user receives) to better match a user’s interests and preferences.

You can block cookies by changing the settings on your internet browser. Please note, however if you choose to block cookies, you may not be able to log onto our secured Mobile Apps, and you may disable or limit other functionalities of the Mobile Apps rendering it unusable.