At Texas National Bank, we offer a variety of personal checking accounts. All of our personal banking accounts include Free Online Banking so you can access your account information at any time, 24 hours a day, 7 days a week.
|Texas Checking||Regular Checking||Texas Teen Checking|
|Account Features||Best if you want an account with limited check writing and no monthly account fee.||Best if you want an account with larger check writing capability and imaged statements.||Best if you want an account where your teen can learn financial independence. Requires a separate Parent/Guardian account with TNB.|
|Online Account Opening||Apply Now||Apply Now||In Branch Only|
|Age Requirement to Open||18 Years Minimum||18 Years Minimum||13-17 Years Old|
|Minimum Opening Deposit||$50||$200||$50|
|Minimum Balance to Avoid Monthly Fee||None||$500||None|
|Can Checks be Written?||Yes||Yes||No|
|Statement with Check Images||None||Yes||None|
|TNB Debit Card||Included||Included||Included|
|Bank by Phone||Included||Included||Included|
|Daily ATM Limits||$500||$500||$300|
|Daily POS3 Limit||$3,000||$3,000||$200|
|Mobile Wallet (Apple, Google & Samsung Pay)||Included||Included||Included|
Are My Deposits Insured?
FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
1 Fee will be assessed if minimum balance is not maintained
2 Overdraft/returned item fees may apply. Refer to Overdraft Courtesy for more information. The total of the negative balance, including any and all fees and charges (e.g., non-sufficient funds/overdraft fees), is due and payable immediately, without demand.
3 Point of Sale
4 Fee will be assessed if account is not set up for e-statements
Other terms and conditions may apply. Mobile carrier message and data rates may apply.