Whether you’re buying your first home, building a larger home or refinancing to save, at Texas National Bank we understand the importance of financing your dream home. Our rates are competitive and our friendly, knowledgeable mortgage team is here to guide you through the homebuying, building, or refinancing process. Our pre-qualification process is simple and friendly, so call us today!

We make mortgages easy and


  • Conventional, FHA, VA, USDA
    and JUMBO Financing Options
  • Construction Financing
  • Lot Loans
  • Flexible Portfolio Bank Loans
  • Local decision making
  • First Time Homebuyer Programs
  • Same Day Pre-approvals
  • Low Rates and Quick Closings

Meet Our Mortgage Team

Valerie V Cardenas
Senior Vice President
Mortgage Lending
NMLS ID #555971

Esther Guerra
VP- Mortgage Sales Manager
NMLS ID #315621


Gina Gonzalez
AVP- Mortgage Loan Originator
NMLS ID #217569


Yolanda Granados
AVP- Mortgage Loan Originator
NMLS ID #686735


Hours of Operation

Monday-Friday: 8:30 AM - 5:30 PM;
Saturday: By Appointment Only

Mortgage Department Phone Number: (956) 731-MTG1(6841)

Contact Us

tnbmortgage is a division of Texas National Bank, NMLS number 518308. Subject to terms, conditions and credit approval.

TNB Mortgage Friendly App

At TNB, we strive to make the homebuying process easy and friendly!

We understand that convenience and being in control of your mortgage loan process is a priority.  Whether you’re buying your first home, building or looking to refinance, the Mortgage Friendly mobile app will help simplify things for you every step of the way!

The Mortgage Friendly Mobile App allows you to:

  • Compare various loan programs to best determine which product is right for you.
  • Utilize the mortgage calculator to determine which payment stream works for your budget.
  • Scan/upload documents using your mobile phone to expedite the loan approval process.
  • Access your TNB Mortgage Loan Officer, real estate agent or builder and share the status of your loan progression.
  • Receive updates on each stage of your loan application.

Download the Mortgage Friendly App from your App Store today!

tnb mortgage is a division of Texas National Bank, NMLS 518308

Mobile carrier message and data rates may apply.