At Texas National Bank, we offer a variety of personal checking accounts. All of our personal banking accounts include Free Online Banking so you can access your account information at any time, 24 hours a day, 7 days a week.
| Texas Checking | Regular Checking | Texas Teen Checking | |
|---|---|---|---|
| Account Features | Best if you want an account with limited check writing and no monthly account fee. | Best if you want an account with larger check writing capability and imaged statements. | Best if you want an account where your teen can learn financial independence. Requires a separate Parent/Guardian account with TNB. |
| Online Account Opening | Apply Now | Apply Now | In Branch Only |
| Age Requirement to Open | 18 Years Minimum | 18 Years Minimum | 13-17 Years Old |
| Minimum Opening Deposit | $50 | $200 | $50 |
| Minimum Balance to Avoid Monthly Fee | None | $500 | None |
| Monthly Fee | None | $101 | $54 |
| Statement Cycle | Monthly | Monthly | Monthly |
| Can Checks be Written? | Yes | Yes | No |
| Statement Check Images | None | Yes | None |
| eStatements | Included | Included | Included |
| Direct Deposit | Included | Included | Included |
| TNB Debit Card | Included | Included | Included |
| Online Banking | Included | Included | Included |
| Mobile Banking | Included | Included | Included |
| Bank by Phone | Included | Included | Included |
| Overdraft Courtesy2 | Included | Included | None |
| Daily ATM Limits | $500 | $500 | $300 |
| Daily POS3 Limit | $3,000 | $3,000 | $200 |
| Mobile Wallet (Apple, Google & Samsung Pay) | Included | Included | Included |
Are My Deposits Insured?
FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
1 Fee will be assessed if minimum balance is not maintained
2 Overdraft/returned item fees may apply. Refer to Overdraft Courtesy for more information. The total of the negative balance, including any and all fees and charges (e.g., non-sufficient funds/overdraft fees), is due and payable immediately, without demand.
3 Point of Sale
4 Fee will be assessed if account is not set up for e-statements
Other terms and conditions may apply. Mobile carrier message and data rates may apply.